Showing our Corporate Retirement Insights article library.
Showing entries with the topic “Fees”.
04
Mar 2021Making a Good Retirement Plan Better
One of the key components to becoming a best-in-class retirement plan is the desire to continually evolve. However, due to complacency or certain circumstances - the current global pandemic, for example - an otherwise well-run retirement plan may find itself stuck, unable to move the plan forward in…
Read more29
Jan 2020The Beginning of the End for Asset-Based Retirement Plan Recordkeeping Fees?
In The Top Retirement Plan Trends for 2020 we discussed the migration of retirement plans from traditional percentage of assets-based recordkeeping fees to per-participant fee structures. By implementing a per-participant model, recordkeeping fees do not snowball as plan assets grow (which only stan…
Read more05
Dec 2019Why the Road to Zero-Revenue Sharing Can Be Bumpy
Revenue sharing refers to the practice of investment providers sharing revenue with recordkeepers in exchange for performing some of the duties that the investment provider would typically have to do. Since the concept is difficult to explain to participants and has been the focus of litigation, an …
Read more19
Nov 2019How Much Does My Retirement Plan Cost?
Here’s an exercise for you: navigate to your recordkeeper’s website and see if you can determine the exact amount you are paying for your retirement plan. If you’re a plan fiduciary or someone who works with retirement plan benefits, you already know this cost, but play along anyway - you may be sur…
Read more23
May 2019The Future of Retirement Plans
In our Revamping Retirement podcast, we have been addressing the evolution of the retirement plan landscape over the past 25 years. And a lot has changed - from technology, plan design and investments, to, of course, fees. But what might the next 25 years have in store for the future generation of r…
Read more01
Nov 2018Casualties of the Retirement Plan Recordkeeping Fees Race to the Bottom
In this week's Top of Mind, Mike Webb explains why the current pricing environment of retirement plan recordkeepers may be harmful in the long-run.
Read more25
Oct 2018Surprise--Your Retirement Plan Participants May Be Hiring Advisors and Using Plan Assets to Pay for Them
In this week's Top of Mind, Mike Webb discusses retirement plans that allow participants to hire individual advisors and pay them using plan assets.
Read more28
Jun 2018The Differences Between 403(b) and 401(k) Pricing
While there are some exceptions, particularly among the very largest of retirement plans, the recordkeeping fees for 401(k) plans are generally less expensive than those for 403(b) plans of the same asset size. Why is this you might ask? The answer is that 403(b) plans are fundamentally dif…
Read more21
Jun 2018Fiduciary Best Practices for Public University Retirement Plans
Last week, I had the pleasure of attending a webinar hosted by my colleagues, Joey Payne and Jeff Levy of Cammack Retirement Group, and Eric Paley of Nixon Peabody. The webinar examined best practices for public university retirement plan fiduciaries in the current litigation and regulatory environm…
Read more19
Apr 2018Three Things to Think About Besides Retirement Plan Investments
Plan sponsors often have an unhealthy obsession with assembling the ideal array of plan investments. However, investment array selection, as well as the inherent agonizing over which funds to put on watch, which to replace, etc., should be relatively low on a plan sponsor’s list of priorities. Wh…
Read more