Showing our 403(b) Insights article library.
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Jan 2020Chart of the Month: U.S. Equity Performance Continues to Outpace the Rest of the World
The deviation between the performance of U.S. equity versus the rest of the world continues to increase. With the relative performance differential at an extreme, when will international stocks stage a comeback?
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Dec 2019The Top Retirement Plan Trends for 2020
With the holiday season upon us and the New Year fast approaching, it is time to consider what 2020 may bring for retirement plan sponsors. We explore some of the retirement plan trends that are likely to be popular next year.
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Dec 2019Thank You from Cammack Retirement Group
With the New Year fast approaching, we would like to take a moment to share some of our key highlights from the past year.
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Dec 2019Chart of the Month: Wage Growth Eclipses Mortgage Rates for the First Time Since the 1970’s
Wages for production and non-supervisory employees rose 3.8% over the last twelve months, eclipsing mortgage rates for the first time since the 1970s. Will the rising wages and low interest rates be enough to reignite the housing industry with home prices near all-time highs?
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Nov 2019Case Study: Making a Strong Plan Stronger
SRC, a not-for-profit research and development organization, set out to improve their retirement plan benefit, ultimately reducing administrative costs by 54%, streamlining the investment lineup and improving employee communication and education - all without converting recordkeepers
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Nov 2019The Fiduciary Breach Lawsuits: Lessons Learned
Over the past few months, we launched an in-depth exploration into the claims of the fiduciary breach lawsuits. We highlight the issues, the litigation outcomes and the key take-aways for retirement plan sponsors in a recap of the series.
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Nov 2019Defined Contribution Retirement Plan Committee Composition: What Is Ideal?
Thoughtfully establishing a retirement plan committee is the first step in a prudent fiduciary due diligence and risk management process. We explore how to determine who should serve on the committee.
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Nov 2019Chart of the Month: Duration of the Bloomberg Barclays U.S. Aggregate Index
Source: PIMCO, Bloomberg Market Observations The Bloomberg Barclays U.S. bond index is a widely used benchmark that most institutional investors, asset managers and investment consultants use to track the performance of the investment-grade bond market. Since the 2008-2009 financial crisis, there …
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Nov 2019Compliance Alert: IRS Announces New Retirement Plan Limits for 2020
On November 6, 2019, the IRS announced the new 2020 retirement plan limits. The applicable cost of living index increased sufficiently, allowing many standard limits to increase for 2020. The elective deferral limit under 402(g), for example, increased by $500 to $19,500. Similarly, the catch-up def…
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Oct 2019Are Negative Interest Rates Coming to the U.S.?
Negative interest rates were originally intended to help boost an ailing European economy and have become widespread. Is it only a matter of time before the U.S. gets sucked into the global trend of negative yielding debt?
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