Showing entries from 2019.
28
Oct 2019Fiduciary Breach Lawsuit Issues Explored - Topic #5: No Regular Recordkeeper RFP
With more than 100 lawsuits filed against fiduciaries of defined contribution retirement plans for breach of fiduciary responsibility, litigation has plagued the retirement plan industry over the past decade.
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Oct 2019Hardship Distributions are on the Rise: The Issues for Retirement Plan Sponsors and Participants
The number of hardship distributions has been on the rise, since legislation was passed making it easier to take them. Learn why plan sponsors and retirement plan participants should be concerned and what organizations can do to help.
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Sep 2019Chart of the Month: The Probability of a Recession in the Next 12 Months is Rising
While U.S. growth has been remarkably resilient to trade uncertainty, low inflation, and slower global growth, a probability model used by the N.Y. Fed to calculate the odds of a recession in the next 12 months has risen substantially in recent months.
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Sep 2019Case Study: Focused on Fees, Fairness, and the Future
Learn how WPI's focus on reducing fees, fairly allocating costs, and structuring their plan thoughtfully has helped to position their employees for successful retirements.
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Sep 2019Fiduciary Breach Lawsuit Issues Explored - Topic #4: Multiple Active Recordkeepers
In our Fiduciary Breach Lawsuit Series, we provide an in-depth exploration of each of the claims. This month, we explore the issue of having multiple active recordkeepers.
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Sep 2019The Race to Zero in Index Funds
The rush to adopt lower cost funds is one of the dominant investment themes of the decade, driven by investors’ new-found love for inexpensive passive investing in the aftermath of the financial crisis. How can investment managers sustain nearly-zero expense ratios and remain profitable?
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Sep 2019Compliance Alert: The Hardship Regulations are Final
On Thursday, September 19th, the Internal Revenue Service (IRS) finalized the hardship regulations that were previously issued in proposed form on November 9, 2018. While finalized regulations often differ from proposed regulations, due to the IRS considering written comments, these final regulation…
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Aug 2019Positioning a Portfolio for Recession
Slowing economic growth and a flat yield curve may be signaling a potential recession on the horizon. As certain asset classes perform better than others in a recession, we explore the steps retirement plan investors can take to help protect their portfolios.
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Aug 2019Case Study: Growth through Acquisition and the Impact on Retirement Plans
The dynamic healthcare industry continues to see significant merger and acquisition activity, and combining the retirement plans of newly acquired entities can be complicated. Learn how WMCHealth has successfully integrated plans while enhancing the benefits for both new and existing employees
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Aug 2019403(b) Retirement Plan Fee Litigation: An Update
With numerous universities and healthcare systems sued over retirement plan fees and breach of fiduciary responsibility since 2016, fee litigation has become an important topic for retirement plan sponsors.
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