Insights


28

Oct 2020

401(k) Retirement Plan Fee Litigation

The coronavirus pandemic and resulting mandated closures did not slow the volume of 401(k) retirement plan fee litigation during 2020. With more employees at home during a tumultuous year, many individuals had time to spend anxiously watching the volatile markets and ponder their retirement plan per…

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28

Oct 2020

Presidential Elections: The Impact on Retirement Plan Investors

Every four years, politics and finance overlap as Americans head to the polls. With the 2020 election less than a week away, many investors are wondering what impact the results may have on their holdings. Can history provide guidance as to how the market has performed during past election cycles?

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28

Oct 2020

Chart of the Month: How U.S. Stocks Fared in Past Election Cycles

Sources: S&P Global; The National Bureau of Economic Research Market Observations Investors should prepare for rising market volatility as election day approaches. While polls have shifted from the expectation of the contested election to the speculation of a Democratic sweep, the outcome may no…

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28

Oct 2020

Communicating Retirement Plan Changes During COVID-19

As the pandemic swept across the country, plan sponsors were forced to find new ways to effectively communicate retirement plan changes in an unprecedented virtual world. While this provided challenges, it was also met with some unexpected benefits.

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28

Oct 2020

Finding Income in a Lower-for-Longer Interest Rate Environment

While the Fed's announcement that interest rates will remain low is welcome news to the healing economy and borrowers, it poses a significant issue for income-focused investors. What do retirement plan participants need to know and how can those nearing retirement find the income they need?

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26

Oct 2020

Compliance Alert: IRS Announces Retirement Plan Limits for 2021

On October 26, 2020, the IRS announced the new 2021 retirement plan limits. Most limits remain unchanged, including the 402(g) elective deferral limit. The Social Security Administration (SSA) also announced that the maximum amount of earnings subject to the Social Security tax (taxable maximum) wil…

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26

Oct 2020

This Week's Market Moves | October 26, 2020

The major stock markets ended last week marginally lower, as the stimulus stalemate, rising coronavirus cases, and uncertainty ahead of the presidential election weighed on sentiment. Below are some other insights on the markets and economy from this past week: Markets ended the week modestly low…

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19

Oct 2020

This Week's Market Moves | October 19, 2020

Stock prices struggled to find a direction last week, as rising coronavirus cases and stimulus worries continued to dominate the headlines. While off its high for the week, the S&P 500 Index managed to eke out a modest gain of 0.2%. Here are some other insights on the markets and economy from th…

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12

Oct 2020

This Week's Market Moves | October 12, 2020

U.S. equities delivered another solid week of gains, with the S&P 500 Index climbing to its highest level since the beginning of September. Speculation of a Democratic sweep in the upcoming election and hopes of an even bigger stimulus package is driving investor optimism. Here are some other insigh…

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05

Oct 2020

This Week's Market Moves | October 5, 2020

The S&P 500 Index finished the week 1.5% higher, as renewed stimulus talks between House Democrats and Senate Republicans overshadowed the news that President Trump and the First Lady tested positive for the coronavirus. Here are some other insights on the markets and economy from this past week: …

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