403(b) Curriculum Library


Nov 2019

Chart of the Month: Duration of the Bloomberg Barclays U.S. Aggregate Index

Source: PIMCO, Bloomberg Market Observations The Bloomberg Barclays U.S. bond index is a widely used benchmark that most institutional investors, asset managers and investment consultants use to track the performance of the investment-grade bond market. Since the 2008-2009 financial crisis, there …

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Nov 2019

Compliance Alert: IRS Announces New Retirement Plan Limits for 2020

On November 6, 2019, the IRS announced the new 2020 retirement plan limits. The applicable cost of living index increased sufficiently, allowing many standard limits to increase for 2020. The elective deferral limit under 402(g), for example, increased by $500 to $19,500. Similarly, the catch-up def…

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Oct 2019

Are Negative Interest Rates Coming to the U.S.?

Negative interest rates were originally intended to help boost an ailing European economy and have become widespread. Is it only a matter of time before the U.S. gets sucked into the global trend of negative yielding debt?

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Sep 2019

The Race to Zero in Index Funds

The rush to adopt lower cost funds is one of the dominant investment themes of the decade, driven by investors’ new-found love for inexpensive passive investing in the aftermath of the financial crisis. How can investment managers sustain nearly-zero expense ratios and remain profitable?

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