Top of Mind


Showing entries with the topic “Investments”.

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22

Jun 2017

Mutual Fund Trading Costs: The Most Important Fee You’ve Never Heard Of?

What if I told you that there is a fee present in mutual funds that is NOT included in the fund's published expense ratios and is often not publicly disclosed by the fund companies, since the SEC does not require its disclosure?  You might laugh, but it is true. These added fees are known as tr…

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08

Jun 2017

Learning from PLANSONSOR's Plan Sponsor of the Year Finalists

Two of our clients, the University of Massachusetts and the Oklahoma State University and A&M System, were selected by PLANSPONSOR as 2017 Plan Sponsor of the Year finalists.  My colleague, Jeff Snyder, had the opportunity to discuss the initiatives that made them worthy of recognitio…

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16

Mar 2017

Your Retirement Plan has HOW MANY Investments?

While many things have changed in my 25 years at Cammack Retirement, some things have remained the same.  One of those is the tendency for retirement plan sponsors to offer too many investment options to their participants. It is not unusual to come across plans with tens, or even hundreds, of …

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09

Mar 2017

Preparing Participants for the Next Market Downturn

As I write this at the close of February, the S&P 500 is up a robust 5.57% for the first two months of the year.  The last seven calendar years have seen an increase in the S&P 500 each and every year, averaging approximately 15% per year since the last correction in 2008. Other equity ind…

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01

Mar 2017

Back to Basics: Investment Terminology, Part 2

Welcome back to Back to Basics! The inaugural edition of Back to Basics featured an explanation of some important retirement plan investment terms. However, there were too many terms for one Top of Mind, so we continue this week with part two: Target Date Fund (TDF) — Also known as a l…

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22

Feb 2017

Back to Basics: Investment Terminology

Welcome to the first edition of Back to Basics! This new feature was created based on some of our plan sponsor clients who indicated that they could benefit from an explanation of certain retirement plan fundamentals. This inaugural edition of Back to Basics features investment terminology with w…

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19

Jan 2017

Is This the Beginning of the End for Revenue Sharing?

A number of recent articles have opined that revenue sharing is being eliminated by some large plan sponsors, and that small and mid plan sponsors may follow. With a number of mutual fund families introducing zero-revenue sharing share classes of funds where none existed previously, some have even s…

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10

Nov 2016

Trends that Matter

In the most recent issue of Trends that Matter, cheaper fund share classes, fixed/stable value funds and target date fund analysis were the hot issues among retirement plan sponsors. While these trends remain current, others have emerged that should be Top of Mind with plan sponsors:Plan sponsors ar…

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22

Sep 2016

Mutual Funds or Something Else?

Mike Webb distinguishes alternatives to mutual funds, such as ETFs, CITs, and separate accounts and how these investment types fit into a retirement plan.

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12

Sep 2016

Trends that Matter

In our most recent issue of Trends that Matter, increased participant attention toward retirement plans and increased communication campaign sophistication were front and center.  Though those trends remain current, others have emerged that should be at the Top of Mind of plan sponsors, as foll…

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