Top of Mind


Showing entries with the topic “Communication & Education”.

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22

Mar 2018

Find Those Participants!

Does your plan have any participants who are missing?  I can nearly guarantee that it does, as I have never come across a plan where at least one participant’s mail has been returned as undeliverable.  In large plans, there are sometimes hundreds, or even thousands, of these missing indivi…

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15

Mar 2018

Items that Should be Banned from Employee Communications

Indulge me for a moment (because frankly, I could use a moment of escape, since as I write this, the power at my residence has been out for nearly six days!).  Let’s imagine that I am the “King of Employee Communications.”  As such, I therefore decree throughout the land that from now and …

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01

Mar 2018

Retirement and “Doing What You Want to Do”

Two weeks ago, I profiled a rather brilliant article by Physician on FIRE, a popular blogger in the FIRE (Financial Independence Retire Early) movement.  As you may recall, he examined the reasons why some physicians continue to work after they have achieved financial independence and could com…

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18

Jan 2018

Retirement Plan Sponsor Websites

Given that it is part of my job, I have probably looked at more plan sponsor retirement plan websites than most people on the planet.  And, while I have found many wonderful links and resources on these websites, I have also seen many issues that plan sponsors would likely wish to correct. &nbs…

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02

Nov 2017

Confessions of a Non-Saver

At the risk of offending some of my audience, I have a bit of a secret to reveal: I am a non-saver by nature. Yes, you read that correctly - I am a non-saver. I know what you’re saying: “He works in the Retirement Plan Industry! How in the world is he not a saver? Is he just not very bright?” …

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26

Oct 2017

Failure to Log In: The Dirty Little Secret of Many Retirement Plans

Recently, I received study results from a recordkeeper that tested some of their retirement plan communication initiatives on their own employees. Now, employees who work at a retirement plan recordkeeper are presumably more engaged than your average retirement plan participant. However, when this r…

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19

Oct 2017

The Retirement Fun House: The Battle to Engage Participants

In light of the fact that this week is National Retirement Security Week, I thought it would be interesting to take a look at what recordkeepers are doing on the front lines to motivate retirement plan participants to save, invest wisely, and otherwise ensure that their retirement is, well, secure.&…

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12

Oct 2017

Top of Mind: Trends that Matter

In our most recent edition of Trends that Matter, we discussed fee litigation and fee levelization as two of the hot issues for retirement plan sponsors.  While those trends remain current, others have emerged that should be Top of Mind for plan sponsors: There has been a marked shift aw…

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03

Aug 2017

The 403(b) Monk and What We Can Learn from Him

I recently Tweeted about a fascinating New York Times article on Doug Lynam, a Benedictine monk who left the monastery to become—wait for it—a 403(b) advisor!  And others apparently share my fascination with this story, as this has become my most popular Tweet in my brief Twitter ca…

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06

Jul 2017

The Importance of Retirement Investing Over Saving for Older Employees

You‘ve heard the same message from many people, including myself:  due to the time-value of money, the earlier you start saving for retirement, the better off you will be when you retire.  When building retirement wealth, the critical factor is the age at which you commence retirement savi…

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