Top of Mind


24

Mar 2016

Tools You Can Use: BenefitsLink

In the world of the internet, BenefitsLink has been around for a long time. A very long time. To put their history in perspective, on April 20, 1995, BenefitsLink was founded - I was in year four of my now nearly 25-year career at Cammack Retirement and I am fairly certain that I did not even have m…

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16

Mar 2016

Three Things Most Retirement Plan Sponsors Take for Granted—But Shouldn’t

Greetings from sunny Key Largo, Florida! And no, Cammack Retirement has not opened a new office; I am down here celebrating a milestone birthday for my wife (for what should be obvious reasons, I am not disclosing which milestone!). If you have not visited this part of the country, I would highly re…

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10

Mar 2016

From the Archives: Understanding Your 403(b) Plan Fees

In our inaugural edition of From the Archives, we took a fresh look at some statistics regarding 403(b) plans from 2010. This time around, we will reach even further back into our archives.In 2007, I wrote Understanding Your 403(b) Plan Fees, continuing the focus on plan fees that our firm has had s…

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02

Mar 2016

Trends that Matter

In our inaugural post on Trends that Matter, we highlighted RFP activity and customization of returning excess revenue to participants. While those trends remain popular, others have emerged that should be top of mind with plan sponsors (pun intended): There is continued downward fee pressure on …

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22

Feb 2016

Why I Hate the 15-Year Catch-Up Election

Okay, perhaps hate is too strong word (and inappropriately timed, as Valentine’s Day is still fresh in our minds), but I will say that I most certainly do not like the 15-year catch-up election. Not one bit.For the uninitiated, the 15-year catch-up election is a special election that a select few 40…

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03

Feb 2016

Why Should I Care About Retirement Plan Compliance, Anyway?

A frequently asked question I receive from individuals working with retirement plans is, “This compliance stuff sounds great and all, but is there really any risk? After all, how likely is the plan to be audited?” Along with this question, I usually receive the related question, “If there is little …

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28

Jan 2016

Cammack Retirement Investment Brief: Fed Alert | January 28, 2016

Federal Reserve officials met for the first time since lifting interest rates a quarter-point in December. As expected, policymakers left the Fed Funds rate unchanged at a range of 0.25% to 0.50%. We are not surprised by the announcement. Any future rate action would likely occur in a meeting where …

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27

Jan 2016

Tackling the Retirement Savings Shortfall in the 2017 Budget

​This week, President Obama announced that he will include a package of proposals in his 2017 budget to help tackle the retirement savings shortfall. We highlight the key points of the proposal and what they could mean for plan sponsors and participants.

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