Top of Mind


17

Nov 2016

Trump and DOL Fiduciary Rule Déjà Vu

When it became clear that Donald Trump had been elected as our next president, I imagine that the first thought for many was, “What is going to happen to the DOL Fiduciary Rule?” Okay, maybe that was not quite the first thought!

Read more

10

Nov 2016

Trends that Matter

In the most recent issue of Trends that Matter, cheaper fund share classes, fixed/stable value funds and target date fund analysis were the hot issues among retirement plan sponsors. While these trends remain current, others have emerged that should be Top of Mind with plan sponsors:Plan sponsors ar…

Read more

03

Nov 2016

A Closer Look at the 2017 Retirement Plan Limits

By now, you are likely aware of the 2017 retirement plan contribution, compensation, and testing limits. But what are the practical implications to retirement plan sponsors?  In this edition of Top of Mind, we take a closer look at the numbers and what they may mean to you. It was an odd yea…

Read more

27

Oct 2016

Time Management

Overwhelmed?  Not enough hours in the day to even THINK about your tasks, let alone to actually accomplish them?  Chances are that the answer is a resounding “Yes.”    I am in a similar situation!  However, I do manage to get quite a bit done each week – includi…

Read more

19

Oct 2016

My 5500s Are Complete - Now What?

If you are an ERISA plan sponsor, you most likely just completed the annual 5500 filing process, which, for many of you, is the retirement plan equivalent of going to the dentist.  Now, at this juncture, I know that probably the LAST thing on your mind is next year’s 5500 filing(s), but I wante…

Read more

13

Oct 2016

From the Archives: Is the 403(b) Plan Dying?

Five years ago, I wrote an article on the issue of whether the 403(b) plan was dying.  It was a reasonable question at the time, as legislation and market forces had eliminated many of the differences between 401(k) and 403(b) plans. Fortunately for my reputation, I did NOT agree with the no…

Read more

05

Oct 2016

When is a Student Not a Student?

For colleges and universities, the ability to exclude students from 403(b) plan participation entirely is an important provision, since many students work for the institution in some capacity (e.g., as part of a formal work-study program or otherwise). The exclusion is important to the student as we…

Read more

22

Sep 2016

Mutual Funds or Something Else?

Mike Webb distinguishes alternatives to mutual funds, such as ETFs, CITs, and separate accounts and how these investment types fit into a retirement plan.

Read more

15

Sep 2016

Tools You Can Use: E is for ERISA

Welcome once again to one of my recurring features of Top of Mind, known as Tools You Can Use. In our most recent issue, we commenced our look at blogs that may of interest to you with the first retirement blog I ever read, Bob Toth’s insightful Business of Benefits. Today we will take a look at a b…

Read more