Showing our Corporate Retirement Insights article library.
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Oct 2017The Retirement Fun House: The Battle to Engage Participants
In light of the fact that this week is National Retirement Security Week, I thought it would be interesting to take a look at what recordkeepers are doing on the front lines to motivate retirement plan participants to save, invest wisely, and otherwise ensure that their retirement is, well, secure.&…
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Oct 2017Top of Mind: Trends that Matter
In our most recent edition of Trends that Matter, we discussed fee litigation and fee levelization as two of the hot issues for retirement plan sponsors. While those trends remain current, others have emerged that should be Top of Mind for plan sponsors: There has been a marked shift aw…
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Sep 2017Three Loan Errors that Might Be Occurring in Your Retirement Plan Right Now
Loans are among the most complex transactions to administer for defined contribution retirement plan recordkeepers and plan sponsors, second only to the bizarre 15-year catch-up election for 403(b) plans, which, as readers of this blog know, I hate. Now I don’t hate loans, but retirement plan spo…
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Aug 2017Is it REALLY True that 96% of Stocks Don’t Beat Treasuries in the Long Term?
I recently Tweeted my amazement at a ThinkAdvisor article that cited an Arizona State professor’s study indicating that only 4% of stocks in the history of the U.S. stock market (from 1926-2015) had lifetime returns that outperformed one-month Treasury bills over their lifetimes. Could this reall…
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Aug 2017Top of Mind Update
First of all, I want to thank all of you for reading Top of Mind over the past two+ years (has it really been that long?). We know you have many choices from the large universe of retirement plan content, and greatly appreciate that we are included. In that light, I wanted to take this opportu…
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Aug 2017Trends that Matter
In our most recent issue of Trends that Matter, participant engagement and fiduciary responsibility were the hot issues for retirement plan sponsors. While those trends remain current, others have emerged that should be top of mind with plan sponsors. The nonprofit sector is reacting …
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Aug 2017Vacations and Work
As I briefly references in last year's Top of Mind on My Week Without a Smartphone, I am not one who subscribes to the theory that working during vacation is evidence of a lack of work/life balance. In fact, I am on vacation as I write this! And I do not feel that it negatively impa…
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Aug 2017The 403(b) Monk and What We Can Learn from Him
I recently Tweeted about a fascinating New York Times article on Doug Lynam, a Benedictine monk who left the monastery to become—wait for it—a 403(b) advisor! And others apparently share my fascination with this story, as this has become my most popular Tweet in my brief Twitter ca…
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Jul 2017Catching Up with OregonSaves
Back in March, I wrote about OregonSaves, the first state-run auto-IRA program in the nation, which at the time was scheduled to be rolled out in pilot form on July 1, 2017. The pilot program was implemented right on schedule, and Jeff Snyder recently caught up with Lisa Massena, Executive Direct…
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Jul 2017Back to Basics: Moving Your Retirement Plan Money
Welcome back to Back to Basics! In this edition, we will define some basic terms associated with moving funds into/out of/within a retirement plan. Distribution — Also known as a withdrawal, this is the primary method for receiving retirement plan assets as taxable income. &nbs…
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