Top of Mind


Showing entries from 2015.

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17

Dec 2015

Compliance Alert: Federal Reserve Raises Interest Rates

For the first time in nearly a decade, the Federal Reserve officials voted unanimously to raise interest rates, lifting the Federal Funds rate from a target of essentially zero to 0.25%. The rate increase was widely anticipated. Fed officials also signaled that the pace of future rate increases will…

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23

Nov 2015

Tools You Can Use: NewsDash

In this edition of Tools You Can Use, we turn our attention to a news aggregation service to which I suspect many of you already subscribe - PLANSPONSOR’s popular NewsDash.Although not delivered quite as early as the previously reviewed The Morning Pulse, PLANSPONSOR’s NewsDash arrives each week day…

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12

Nov 2015

Goosebumps and Retirement Readiness

I took my 9-year old son to see Goosebumps this week. For the uninitiated (which included myself), Goosebumps is a fictitious story about a real person; R.L. Stine, author of the immensely popular (400 million copies sold!) Goosebumps series of horror novels for children. Though my son has never rea…

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03

Nov 2015

From the Archives: 403(b)ehind the numbers

In 2010, I wrote a popular article entitled 403(b)ehind the numbers, which revealed some fascinating statistics regarding 403(b) plans. But what about today? Five years later, have the numbers changed significantly – and what does this reveal about trends in the retirement plan industry? With the f…

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20

Oct 2015

Trends that Matter

It may be hard to believe, but three-quarters of 2015 is behind us. With fall in full swing, I thought it timely to note a couple of important – and positive - trends that I have seen among our clients lately.

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13

Oct 2015

Tools You Can Use: The Morning Pulse

Ever wonder which tools are worth your time? In Top of Mind's new series "Tools You Can Use", I'll review the available tools and provide feedback First up, our very own Jeff Snyder's "The Morning Pulse" - a daily aggregation of the retirement industry's latest news - delivered each morning at 4 am!

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08

Oct 2015

The "Other Form" - Don't Forget about Filing Form 8955-SSA!

This time of year, many ERISA plan sponsors focus on the extended 10/15 IRS Filing deadline for qualified plans. But an oft-overlooked deadline for such sponsors also occurs on 10/15 - the extended deadline for the IRS’ Form 8955-SSA filing.

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09

Sep 2015

The PLANSPONSOR 403(b)/457 Buyer’s Guide

​In the event you missed it while on vacation (full disclosure: I missed it while on vacation!), PLANSPONSOR magazine released its 2015 403(b)/457 Buyer's Guide. The Buyer’s Guide provides a valuable array of overall market statistics as well as those of individual recordkeepers.

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02

Sep 2015

The QPSA/QJSA/QOSA Jumble!

Quick quiz: What does QPSA stand for? QJSA? QOSA? You may be familiar with the first two, but give yourself extra credit if you know QOSA!The answers: Qualified Pre-Retirement Survivor Annuity, Qualified Joint and Survivor Annuity, and Qualified Optional Survivor Annuity, respectively. While you may…

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27

Jul 2015

Hey Everyone, I Hosted A Podcast!

Yes, I have now jumped on yet another aspect of the technology bandwagon by hosting my first podcast; and, I must say, it was a pleasant experience! Thanks to the National Tax-deferred Savings Association (NTSA), I was able to interview one of the leading social media experts in the retirement advis…

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