403(b) Curriculum Library

Showing entries with the topic “Fees”.

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Dec 2016

Mutual Fund Share Class Evaluation: A Focus on "Net" Costs

Increasingly, retirement plan sponsors are looking to attain the lowest share class available for participants; however, in some cases, that decision requires careful analysis. Below, we explore the expense ratios associated with mutual funds that offer multiple share classes. An expense ratio is…

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Nov 2016

A Primer on Target Date Funds

Over the last decade, the growth in retirement plan assets managed via target date funds (TDFs) has developed into one of the most powerful trends in all of financial services.  A large percentage of these assets are invested through the various defined contribution structures such as 401(k), 4…

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Nov 2016

Fee Allocation: Which Methodology is Best for Your Plan?

With heightened awareness of the fiduciary responsibility to ensure fees are reasonable for the services provided, many plan committees are now carefully considering the most equitable method to allocate those fees among participants.

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Feb 2016

Fee Allocation in Retirement Plans

The extensive scrutiny of fees and the need for fee transparency have resulted in organizations seeking the most equitable way to allocate defined contribution retirement plan expenses. We explore the pros and cons of the numerous methods available for allocating fees.

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Dec 2015

Five Retirement Trends to Watch for in 2016

​With the holiday season upon us and the New Year fast approaching, it is time to consider what 2016 will bring for retirement plan sponsors. Here are five trends that we predict will popular with plan sponsors in the New Year:

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May 2013

Fees: 3 Steps Every Plan Sponsor Should Take

Everywhere that plan sponsors turned over the past 18 months, they heard talk of fee disclosure. Since July 1, 2012, covered service providers have been required to comply with ERISA section 408(b)(2), by providing details of the compensation received both directly and indirectly for the services th…

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Mar 2013

Is Fee Levelization Right for your Plan?

In the past, the average retirement plan participant may have thought that their 401(k) plans were free, but now that the fee disclosure regulations have taken effect, participants are made aware of the exact costs of investment management and administrative services on their quarterly statement. Re…

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