403(b) Curriculum Library


07

Jan 2016

Cammack Retirement Investment Brief: Current Market Volatility | January 7, 2016

For investors, this past year was difficult, but not disastrous. In many ways, 2016 is starting to resemble the 3rd quarter of 2015. The biggest factors rattling the equity markets in early January appear to be the rising tensions between Iran and Saudi Arabia, reports of a nuclear test in Korea and…

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17

Dec 2015

Compliance Alert: Federal Reserve Raises Interest Rates

For the first time in nearly a decade, the Federal Reserve officials voted unanimously to raise interest rates, lifting the Federal Funds rate from a target of essentially zero to 0.25%. The rate increase was widely anticipated. Fed officials also signaled that the pace of future rate increases will…

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14

Dec 2015

Five Retirement Trends to Watch for in 2016

​With the holiday season upon us and the New Year fast approaching, it is time to consider what 2016 will bring for retirement plan sponsors. Here are five trends that we predict will popular with plan sponsors in the New Year:

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16

Nov 2015

Staying Ahead of the Curve: Interview with Dr. Shlomo Benartzi, Part I

In this episode, Dr. Shlomo Benartzi, Chief Behavioral Economist, Allianz Global Investors Center for Behavioral Finance & UCLA Professor, sits down with Jeff Snyder to discuss his latest research and the concepts around successfully engaging employees in saving and preparing for retirement usin…

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22

Oct 2015

Compliance Alert: IRS Announces New Retirement Plan Limits for 2016

On October 21, 2015, the IRS announced the new 2016 retirement plan limits. However, applicable cost of living index did not increase sufficiently for many standard limits to increase for 2016. The elective deferral limit under 402(g), for example, remained unchanged at $18,000 ($24,000 if age 50 or…

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20

Oct 2015

Employee vs. Independent Contractor: The Impact on Retirement Plans

Normally, 403(b) and other retirement plan sponsors are not concerned with employment law. However, ERISA and non-ERISA plan sponsors alike, should keep a close eye on the area of worker classification - namely, employee vs. independent contractor - and the impact it can have on retirement plans.

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22

Sep 2015

Another EPCRS Update: Automatic Enrollment

EPCRS is the formal guidance the IRS provides to correct plan defects. A secondary update, specific to auto-enrollment, was recently released by the IRS. With auto-enrollment on the rise, forward-thinking plan sponsors should understand the impact of these new EPCRS changes.

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