403(b) Curriculum Library


14

Dec 2016

Cammack Retirement Investment Brief: No Surprises from the Fed

The Federal Reserve concluded its final policy meeting of the year and as expected, raised the benchmark interest rate 25 basis points to a range of 0.50% to 0.75%.  Bond yields have moved sharply higher in recent weeks in anticipation of the Fed’s announcement. Fed officials also signaled a…

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12

Dec 2016

Mutual Fund Share Class Evaluation: A Focus on "Net" Costs

Increasingly, retirement plan sponsors are looking to attain the lowest share class available for participants; however, in some cases, that decision requires careful analysis. Below, we explore the expense ratios associated with mutual funds that offer multiple share classes. An expense ratio is…

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07

Dec 2016

Cammack Retirement Investment Brief: Italy Referendum - Investor Basics

Italians overwhelming rejected constitutional changes aimed at streamlining lawmaking and boosting competitiveness, marking a sobering start to what could be a defining year ahead for the European Union.  On December 4th 2016, 59% of voters voted "no" to the referendum sought by Prime Minister …

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22

Nov 2016

Breaking Down the American Student Loan Struggle

Cammack Retirement Group and Student Loan Genius explore the impact of student loan debt in the United States. To learn more, watch our interview with Tony Aguilar, CEO of Student Loan Genius as he discusses incorporating student loan benefits into employee benefit packages.

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18

Nov 2016

A Primer on Target Date Funds

Over the last decade, the growth in retirement plan assets managed via target date funds (TDFs) has developed into one of the most powerful trends in all of financial services.  A large percentage of these assets are invested through the various defined contribution structures such as 401(k), 4…

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14

Nov 2016

Fee Allocation: Which Methodology is Best for Your Plan?

With heightened awareness of the fiduciary responsibility to ensure fees are reasonable for the services provided, many plan committees are now carefully considering the most equitable method to allocate those fees among participants.

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27

Oct 2016

Compliance Alert: IRS Announces New Retirement Plan Limits for 2017

On October 27, 2016, the IRS announced the new 2017 retirement plan limits. However, applicable cost of living index did not increase sufficiently for many standard limits to increase for 2017. The elective deferral limit under 402(g), for example, remained unchanged at $18,000 ($24,000 if age 50 or…

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